SCR Moneywise provides financial coaching services and/or products; is not and does not claim to be a financial advisor; and SCR Moneywise does not have or owe any fiduciary duties to clients. No warranty is made by SCR Moneywise, regarding any information, services or products provided by SCR Moneywise, and SCR Moneywise hereby expressly disclaims any and all warranties, including without limitation: any warranties as to the availability, accuracy or content of information, products or services, or any warranties of merchantability or fitness for a particular purpose.  SCR Moneywise shall be held harmless for any financial loss or misfortune which you may incur, and any result or consequence of its coaching advice, regardless of the outcome or result of said advice.